financial literacy

How money smart are you? Step into this course specifically designed for middle school & high school students to understand the importance of the financial world, including planning and managing money wisely.

Areas of study taught through application in personal finance include sources of income, budgeting, banking, consumer credit, credit laws and rights, personal bankruptcy, insurance, spending, taxes, investment strategies, savings accounts, mutual funds and the stock market, buying a vehicle, and living independently.

Based on the hands-on skills and knowledge applied in this course, students will develop financial goals, and create realistic and measurable objectives to be MONEY SMART! Through project-based learning activities and tasks, students will apply mathematical concepts in realistic scenarios and will actively engage by applying the mathematics necessary to make informed decisions related to personal finance.

Financial Literacy places great emphasis on problem solving, reasoning, representing, connecting and communicating financial data.

Various forms of technologies and internet research will be highlighted to expose students to the resources available when managing personal financial goals. Employability skills are integrated into activities, tasks, and projects throughout the course standards to demonstrate the skills required by business and industry.

Students will also review the 100 BMOA®  program materials in preparation for its Annual Convention Youth Competitions.

2024-2025 HANDS ON BANKING PROGRAM

WELLS FARGO HANDS ON BANKING PRE-TEST LINK

Pre-Test:  https://100bmoa.jotform.com/242396104476156 

WELLS FARGO HANDS ON BANKING COURSE MATERIALS

MIDDLE SCHOOL

Course:  https://youth.handsonbanking.org/grades/middle-school-course/

HIGH SCHOOL

Course:  https://youth.handsonbanking.org/grades/high-school-course/

2024-2025 HANDS ON BANKING PROGRAM

WELLS FARGO HANDS ON BANKING POST TEST LINK

Post-Test:  https://100bmoa.jotform.com/242394118906157