financial literacy
Wells Fargo empowers the next generation of savvy savers and investors through its comprehensive financial literacy initiatives: Hands on Banking® and the Junior Investment Club Stock Market Challenge. Hands on Banking serves as a foundational platform, offering free, age-appropriate resources that teach students the "bread and butter" of personal finance—from budgeting and saving to understanding credit and entrepreneurship. Building on this knowledge, the Junior Investment Club Stock Market Challenge (often held in partnership with organizations like 100 Black Men of America) transforms theory into action. In this high-energy simulation, students manage a virtual $100,000 portfolio, analyzing real-time market data to make strategic trades in stocks and mutual funds.
Together, these programs bridge the gap between classroom learning and real-world wealth building. By participating, you won’t just learn how money works; you’ll gain the confidence to make it work for you. Whether you're curious about opening your first bank account or eager to outmaneuver the market, these tools provide a safe, risk-free environment to hone the skills necessary for lifelong financial independence. Take the lead in your financial future—get involved today!
Students will also review the 100 BMOA® program materials in preparation for its Annual Convention Youth Competitions.
HANDS ON BANKING
PRE-TEST
https://100bmoa.jotform.com/
COURSE MATERIALS
MIDDLE SCHOOL -- https://youth.handsonbanking.org/grades/middle-school-course/
HIGH SCHOOL -- https://youth.handsonbanking.org/grades/high-school-course/
JR INVESTMENTS - "THE STOCK MARKET CHALLENGE"
PRE-TEST
COURSE MATERIALS
https://www.stockmarketgame.org/expstudent.html
